LISS panel > Financial distress
Publisher
CentERdata
Creator
Kim Peijnenburg (HEC Paris)
Created
Jan 04 2021
Description
This questionnaire is about how people deal with money.
URL to resource
Panel
lissdata
Begin date
Jan 01 2018
| Name | English | Dutch |
|---|---|---|
| {intro} | This questionnaire is about how you deal with money. | Deze vragenlijst gaat over de manier waarop u met geld omgaat. |
| qj004 | The following questions are about your finances. How closely do you monitor your financial situation? | De komende vragen gaan over uw financiën. Hoe goed is uw overzicht op uw financiële situatie? |
| qj005 – qj013 | Please indicate to what extent you agree or disagree with the following statements. | Geeft u aan in hoeverre u het eens of oneens bent met de volgende stellingen. |
| qj014 | Do you make an automatic transfer to your savings account every month (regular transfer)? | Maakt u elke maand automatisch geld over naar uw spaarrekening (periodieke overboeking)? |
| qj015 – qj018 | Please indicate to what extent you agree or disagree with the following statements. If my household’s total income were to increase by 20% … | Geeft u aan in hoeverre u het eens of oneens bent met de volgende stellingen. Als vanaf vandaag het totale inkomen van mijn huishouden met … |
| qj019 – qj022 | Please indicate to what extent you agree or disagree with the following statements. If my household’s total income were to decrease by 20% … | Geeft u aan in hoeverre u het eens of oneens bent met de volgende stellingen. Als vanaf vandaag het totale inkomen van mijn huishouden met … |
| qj023 | With what precision do you usually know the amount of money available on your current account? | Hoe precies weet u doorgaans hoeveel geld u hebt op uw betaalrekening? |
| qj024 – qj030 | The following questions are about your financial situation, now and in the past. Our goal is to form an accurate picture of households thro… | De komende vragen gaan over uw financiële situatie nu en in het verleden. We willen hierbij een goed beeld kunnen vormen van huishoudens in… |
| qj031 | Do you have a negative credit score at the national credit bureau (Bureau Krediet Registratie)? | Hebt u een negatieve kredietregistratie bij het BKR (Bureau Krediet Registratie)? |
| qj032 | Have you ever taken part in a debt rescheduling or debt mediation program? We are not interested here in any financial issues relating to a… | Hebt u ooit in de schuldsanering of schuldbemiddeling gezeten? Hierbij bedoelen we niet door eventuele problemen met een eigen bedrijf. |
| qj033 | Are you currently taking part in a debt rescheduling or debt mediation program? We are not interested here in any financial issues relating… | Zit u momenteel in de schuldsanering of schuldbemiddeling? Hierbij bedoelen we niet door eventuele problemen met een eigen bedrijf. |
| qj034 | Have any of your belongings ever been seized, such as your car, your house, or household effects? We are not interested here in any financi… | Zijn sommige van uw goederen ooit in beslag genomen, zoals uw auto, huis, inboedel? Hierbij bedoelen we niet door eventuele problemen met e… |
| qj035 | Have any of your belongings been seized in the last 12 months, such as your car, your house, or household effects? We are not interested he… | Zijn in de afgelopen 12 maanden sommige van uw goederen in beslag genomen, zoals uw auto, huis, inboedel? Hierbij bedoelen we niet door eve… |
| qj036 – qj037 | For the next two statements, please consider the neighborhood where you lived as a child (younger than 18 years old). If you lived in sever… | Gaat u bij de komende twee stellingen uit van de buurt waar u woonde tijdens uw kindertijd (dus toen u jonger was dan 18 jaar). Als u op me… |
| qj038 | Did you receive any financial support from (one of) your parents in the past 12 months? | Heb u in de afgelopen 12 maanden financiële hulp van (een van) uw ouders gekregen? |
| qj039 | Did you ever receive financial support from (one of) your parents because you were in financial trouble or to prevent you from landing in f… | Hebt u ooit financiële hulp van (een van) uw ouders gekregen omdat u in financiële problemen zat of om te voorkomen dat u in financiële pro… |
| qj040 – qj043 | We will continue now with a number of questions about payments in arrears. Our goal is to obtain a general picture of the debts accrued by … | We gaan nu verder met een aantal vragen over achterstallige betalingen. We willen een algemeen beeld krijgen van de schulden in Nederlandse… |
| qj044 | Generally speaking, are you the kind of person who is willing to take risks or who prefers to avoid risks? | Bent u over het algemeen een persoon die bereid is om risico's te nemen of probeert u risico's juist te vermijden? |
| qj045 | What was the total balance of your bank accounts (current accounts), saving accounts, deposit accounts, savings bonds, and all other forms … | Wat was het totale saldo van uw bankrekeningen (betaalrekeningen), spaarrekening(en), depositorekening(en), spaarbankboekje(s), spaarbrieve… |
| qj046 | To what category did the total balance (total value) belong on 31 December 2017 (positive or negative)? | In welke categorie viel het totale saldo (de totale waarde) op 31 december 2017 (positief dan wel negatief)? |
| qj047 | Did you have any investments (growth funds, share funds, bonds, mortgage bonds, shares, options, falcons, warrants, etc.) on 31 December 20… | Had u beleggingen (groeifondsen, aandelenfondsen, obligaties, pandbrieven, aandelen, opties, falcons, warrants, etc.) op 31 december 2017? |
| qj048 | What was the total value of your investments (growth funds, share funds, bonds, mortgage bonds, shares, options, falcons, warrants, etc.) o… | Wat was de totale waarde van uw beleggingen (groeifondsen, aandelenfondsen, obligaties, pandbrieven, aandelen, opties, falcons, warrants, e… |
| qj049 | To what category did the total value belong? | In welke categorie viel de totale waarde? |
| qj050 – qj054 | Note: Please complete the questionnaire until you are returned to the starting screen. Only then will the system register the questionnaire… | NB: Maakt u alstublieft de vragenlijst af totdat u weer bij het beginscherm komt. Pas dan registreert het systeem de vragenlijst als volled… |
| Variable | Dataset | English | Dutch |
|---|---|---|---|
| nomem_encr | qj18a | Number of household member encrypted | |
| qj18a_m | qj18a | Year and month of the field work period | |
| qj18a001 | qj18a | Preloaded variable: Looks after the financial matters | |
| qj18a002 | qj18a | Preloaded variable: The household head lives together with a partner (wedded or unwedded) | |
| qj18a003 | qj18a | Preloaded variable: Position within the household | |
| qj18a004 | qj18a | How closely do you monitor your financial situation? | |
| qj18a005 | qj18a | I am impulsive and inclined to buy things even if I don’t have the money. | |
| qj18a006 | qj18a | I set financial goals for the coming months with respect to what I can do with my money. | |
| qj18a007 | qj18a | I prefer to buy things on credit than to wait until I have saved enough. | |
| qj18a008 | qj18a | I find it easy to stick to my expenditure plans. | |
| qj18a009 | qj18a | I can quickly modify my expenditure plans, if necessary. For instance if there is a change to my income, to my vital expenditures, or to the economy. | |
| qj18a010 | qj18a | I find it dull and frustrating to spend time on my financial administration. | |
| qj18a011 | qj18a | I find it dull and frustrating to spend time on making a financial plan. | |
| qj18a012 | qj18a | I regularly check to see whether there’s any surplus money on my current account, which I will then transfer to my savings account. | |
| qj18a013 | qj18a | Whenever possible, I arrange an automatic debit to pay my bills. | |
| qj18a014 | qj18a | Do you make an automatic transfer to your savings account every month (regular transfer)? | |
| qj18a015 | qj18a | If my household’s total income were to increase by 20% starting today, then I would use this extra income in the following way: to pay off debts | |
| qj18a016 | qj18a | If my household’s total income were to increase by 20% starting today, then I would use this extra income in the following way: to add to my savings | |
| qj18a017 | qj18a | If my household’s total income were to increase by 20% starting today, then I would use this extra income in the following way: to spend more on a car, clothing, electronics, holiday, or other leisure time activities | |
| qj18a018 | qj18a | If my household’s total income were to increase by 20% starting today, then I would use this extra income in the following way: to spend more on my home (buy or rent a nicer house or apartment), or to improve my house | |
| qj18a019 | qj18a | If my household’s total income were to decrease by 20% starting today, then I would: not reduce expenditure, but would borrow money | |
| qj18a020 | qj18a | If my household’s total income were to decrease by 20% starting today, then I would: save less or not save at all | |
| qj18a021 | qj18a | If my household’s total income were to decrease by 20% starting today, then I would: spend less on my car, clothing, electronics, holiday, or other leisure time activities | |
| qj18a022 | qj18a | If my household’s total income were to decrease by 20% starting today, then I would: spend less on my home (buy or rent a cheaper house or apartment), or spend less on a new bathroom, kitchen, or furniture | |
| qj18a023 | qj18a | With what precision do you usually know the amount of money available on your current account? | |
| qj18a024 | qj18a | Which loan facilities have you made use of in the past 12 months? family | |
| qj18a025 | qj18a | Which loan facilities have you made use of in the past 12 months? overdraft | |
| qj18a026 | qj18a | Which loan facilities have you made use of in the past 12 months? credit cards | |
| qj18a027 | qj18a | Which loan facilities have you made use of in the past 12 months? personal loan | |
| qj18a028 | qj18a | Which loan facilities have you made use of in the past 12 months? study loan through Informatie Beheer Groep | |
| qj18a029 | qj18a | Which loan facilities have you made use of in the past 12 months? other | |
| qj18a030 | qj18a | Which loan facilities have you made use of in the past 12 months? none | |
| qj18a031 | qj18a | Do you have a negative credit score at the national credit bureau (Bureau Krediet Registratie)? | |
| qj18a032 | qj18a | Have you ever taken part in a debt rescheduling or debt mediation program? | |
| qj18a033 | qj18a | Are you currently taking part in a debt rescheduling or debt mediation program? | |
| qj18a034 | qj18a | Have any of your belongings ever been seized, such as your car, your house, or household effects? | |
| qj18a035 | qj18a | Have any of your belongings been seized in the last 12 months, such as your car, your house, or household effects? | |
| qj18a036 | qj18a | The neighborhood where you lived as a child (younger than 18 years old): I lived in a wealthy neighborhood. | |
| qj18a037 | qj18a | The neighborhood where you lived as a child (younger than 18 years old): I lived in a safe neighborhood. | |
| qj18a038 | qj18a | Did you receive any financial support from (one of) your parents in the past 12 months? | |
| qj18a039 | qj18a | Did you ever receive financial support from (one of) your parents because you were in financial trouble or to prevent you from landing in financial trouble? | |
| qj18a040 | qj18a | Were you in arrears with paying one or more bills on 31 December 2017?: no | |
| qj18a041 | qj18a | Were you in arrears with paying one or more bills on 31 December 2017?: yes, arrears in paying the rent of mortgage | |
| qj18a042 | qj18a | Were you in arrears with paying one or more bills on 31 December 2017?: yes, arrears in paying for utilities | |
| qj18a043 | qj18a | Were you in arrears with paying one or more bills on 31 December 2017?: yes, arrears in paying other bills | |
| qj18a044 | qj18a | Generally speaking, are you the kind of person who is willing to take risks or who prefers to avoid risks? | |
| qj18a045 | qj18a | What was the total balance of your bank accounts (current accounts), saving accounts, deposit accounts, savings bonds, and all other forms of savings on 31 December 2017? | |
| qj18a046 | qj18a | To what category did the total balance (total value) belong on 31 December 2017 (positive or negative)? | |
| qj18a047 | qj18a | Did you have any investments (growth funds, share funds, bonds, mortgage bonds, shares, options, falcons, warrants, etc.) on 31 December 2017? | |
| qj18a048 | qj18a | What was the total value of your investments (growth funds, share funds, bonds, mortgage bonds, shares, options, falcons, warrants, etc.) on 31 December 2017? | |
| qj18a049 | qj18a | To what category did the total value belong? | |
| qj18a050 | qj18a | Was it difficult to answer the questions? | |
| qj18a051 | qj18a | Were the questions sufficiently clear? | |
| qj18a052 | qj18a | Did the questionnaire get you thinking about things? | |
| qj18a053 | qj18a | Was it an interesting subject? | |
| qj18a054 | qj18a | Did you enjoy answering the questions? | |
| qj18a055 | qj18a | Starting date questionnaire | |
| qj18a056 | qj18a | Starting time questionnaire | |
| qj18a057 | qj18a | End date questionnaire | |
| qj18a058 | qj18a | End time questionnaire | |
| qj18a059 | qj18a | Duration in seconds |